Term Deposits

CNS Treasury’s Term Deposits feature streamlines fixed-term investment management with real-time tracking, rate resets, and automated interest calculations. This tool enhances liquidity management and maximises returns on surplus cash.

Term Deposits

CNS Treasury’s Term Deposits functionality provides treasury teams with a comprehensive tool for managing fixed-term investments, including the ability to track, calculate interest, and manage rate resets. A term deposit is a fixed investment where an organisation deposits funds with a bank for a set period, earning interest at a fixed or periodically resetting rate. Rate resets allow for adjustments in interest based on prevailing market conditions, making term deposits a flexible option for maximising returns on surplus cash while minimising risk.

Key Features and Benefits

CNS Treasury automates tracking for term deposit terms, interest rates, maturity dates, accrued interest, and rate resets, offering real-time visibility into cash flow and income from these investments. Treasury teams can view all term deposits in a centralised interface, allowing them to evaluate the impact on liquidity and cash management strategies. Automated calculations for interest and alerts for rate resets and maturity dates ensure timely management of these investments, optimising returns and aligning with cash requirements.

Integration with Liquidity and Cash Management

The Term Deposits feature integrates with CNS Treasury’s liquidity and cash flow management tools, giving treasury teams a holistic view of cash positions and investment strategies. By aligning term deposit maturities and rate resets with cash flow forecasts, businesses can optimise liquidity, maintaining sufficient operational funds while earning income on surplus cash. This integration improves decision-making and supports better financial planning.

CNS Treasury’s Term Deposits functionality allows businesses to manage fixed-term investments with rate reset capabilities, providing real-time tracking, automated interest calculations, and integration with broader cash management strategies.

For assistance or to book a meeting, contact our support team at support@cnstreasury.com.

Thanks,

The CNS Team